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Consumer Lending


Home Energy Loans

Cornerstone Bank offers the Nebraska Energy loan program to encourage customers to finance energy improvements for your home or business. Qualified customers may apply for a loan up to ten years that offers low fixed interest rate financing.  Some of the more popular home improvements that may qualify for this program include siding and window replacements as well as replacements of furnaces, heat pumps and central air conditioning units.  

All loans subject to approval.

Home Equity Loans & Lines of Credit

Use the equity in your home as collateral for loans to purchase a new car, make home improvements or for a college education.  The home equity loan or home equity line of credit is available for a term up to ten years and offers a variable interest rate.  The interest paid on a home equity loan or a home equity line of credit may be used to reduce your taxable income. 

Consult your tax advisor concerning the tax deductibility of any loan.  

All loans subject to approval.

Installment Loans

These loans are available for the purchase of a vehicle or to cover personal expenses. New and used vehicle financing available at competitive interest rates, with term of the loan dependent on the age of the vehicle. Other benefits may include automatic payments, credit life and disability insurance plans. 

All loans subject to approval.

Loan Calculator

Checking Plus

Write yourself a loan with Checking Plus, your line of credit linked to your Cornerstone Bank checking account.  With Checking Plus, don’t worry about accidentally overdrawing your account.  If your account becomes overdrawn, money is transferred to your account in $100 increments, up to your pre-authorized limit. 

Subject to credit approval.



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