The Residential Lending Department at Cornerstone Bank is here to serve all your mortgage needs.  Whether you are buying a new home, refinancing your current home or building the home of your dreams, our experienced loan officers will find the right program for you.

See for yourself why Cornerstone has been named a Top 5 Lender in Nebraska by the USDA for Guaranteed Rural Housing for the past ten years.

If you have unanswered questions concerning mortgage loans, please contact Steve Anderson, Residential Lending Officer, at (800) 642-6608 or e-mail him at sanderson@cornerstoneconnect.com.

All loans subject to approval.

Pre-Approval
Before shopping for your dream home, you may want to consider pre-approval.  It will help you answer questions concerning payment amounts or other items to consider when budgeting for your next home.

For more information on pre-approvals, please contact Steve Anderson at (800) 642-6608 or e-mail him at sanderson@cornerstoneconnect.com.

Mortgage Checklist
For our homebuyers using the first time homebuyer program (NIFA), please provide the following:

  • Most recent 3 paystubs

  • 2007, 2006 and 2005 personal income tax returns and W-2's

  • Most recent Retirement funds statement

  • Most recent bank statements (2 months)

  • Landlord names and addresses for 2 years.

  • $25.00 check for credit report payable to Cornerstone Bank

For our homebuyers who choose a conventional loan, please provide the following:

  • Most recent year W-2 or 1099

  • Most recent 2 paystubs

  • 2007 personal income tax returns if self employed

  • Most recent bank statements (2 months)

  • Ledger of alimony, child support if received and you wish to include

  • If applicable, please include the following:

    • Divorce documents showing alimony, child support to be paid

    • Bankruptcy discharge

For more information about mortgage lending or to receive your free credit report, visit the following websites.

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Please send comments & suggestions to info@cornerstoneconnect.com
Please do not include any personal information, like account numbers, in an e-mail to Cornerstone Bank.
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